Initial information

Status information under § 15 of the German Insurance Mediation Ordinance (Versicherungsvermittlungsverordnung, VersVermV). You also receive this information in text form before our first consultation.

This is an English translation for your convenience. The German version (Erstinformation) is legally binding.

1. Name and address

Eduard Kaiser
kaiserlichberaten (sole proprietorship)
Burckhardtstraße 2
01307 Dresden, Germany

Phone: +49 172 4419312
Email: info@kaiserlichberaten.de

2. Status and licences

Insurance broker

I work as an insurance broker (Versicherungsmakler) licensed under § 34d (1) of the German Trade Regulation Act (GewO). As a broker I am on your side: I am not tied to any insurance company and select suitable offers from the market for you.

Investments

I am a certified financial investment specialist (Geprüfter Finanzanlagenfachmann IHK). For questions about investing, I will, at your request, put you in touch with a licensed financial investment intermediary. Investment advice and brokerage are provided by this partner, who also gives you all information on costs and inducements. I may receive remuneration from this partner for making the contact.

3. Supervisory licensing authority

Industrie- und Handelskammer Dresden (Dresden Chamber of Industry and Commerce)
Langer Weg 4
01239 Dresden, Germany
www.dresden.ihk.de

4. Intermediary register

Registration number under § 34d GewO: D-24LN-KKDAV-29

You can check the registration with:
DIHK | Deutsche Industrie- und Handelskammer
Breite Straße 29
10178 Berlin, Germany
Phone: +49 180 600 585 0 (20 cents per call from German landlines, max. 60 cents from mobile networks)
www.vermittlerregister.info

5. Advice

I offer you advice on the insurance products I arrange. As an insurance broker, I base my advice on a sufficient number of insurance contracts and insurers available on the market.

6. Remuneration

For arranging an insurance contract, I usually receive remuneration (commission, “Courtage”) from the insurance company. It is included in the insurance premium. In addition, further payments may arise, for example for ongoing support. I only charge a fee if we have expressly agreed on it in writing beforehand.

7. Shareholdings

I do not hold a direct or indirect interest of more than 10 % of the voting rights or capital in any insurance company. No insurance company and no parent company of an insurance company holds a direct or indirect interest of more than 10 % of the voting rights or capital in my business.

8. Arbitration bodies

Versicherungsombudsmann e. V. (insurance ombudsman)
Postfach 08 06 32
10006 Berlin, Germany
www.versicherungsombudsmann.de

Ombudsmann für die private Kranken- und Pflegeversicherung (ombudsman for private health and long-term care insurance)
Kronenstraße 13
10117 Berlin, Germany
www.pkv-ombudsmann.de

9. Complaints

If you are not satisfied with my work, please contact me directly: by phone, email or post to the address above. I will take care of your concern promptly.

As of: October 2026