INSURANCE BROKER IN DRESDEN · ADVICE IN ENGLISH, GERMAN & RUSSIAN
Want to check how you are covered or start building wealth? I’m Eduard Kaiser, an independent insurance broker in Dresden. We talk about your goals, look at your existing contracts and your provisions, and work out which next steps make sense for you.
Advice by phone and video – anywhere in Germany. Or book an appointment directly.
Your contact for insurance and finances – in English, German or Russian.
Got a question?
Just give me a call
or send a WhatsApp.
NEW IN GERMANY?
Many people who move here for work are surprised how many insurance letters arrive – and that almost everything is in German. I explain how things work here, which cover really matters for you and what you can safely skip. Contracts and documents are in German; I go through them with you in English, so you know exactly what you sign.
YOUR TOPICS AT A GLANCE
Choose the area on your mind. Together we look at what you already have in place and what is still missing. The German terms in brackets are the ones you will find in letters and contracts.
When someone claims compensation from you: we check which personal liability risks your policy covers.
Which areas of your life should your legal expenses insurance cover – and where are you already protected?
How do you keep paying your bills if you cannot work for a longer period?
We talk about who relies on you and what you want to arrange financially for your family.
Which kind of care matters to you, and which financial gaps do you want to close in case of illness or need for care?
What would you like to have available later on? We look at existing entitlements, contributions and flexibility.
What have you built up, and which damage to your home could you cover yourself?
Driving a car or falling ill abroad: we discuss which cover suits the way you get around.
What do you want to invest for, how long can you do without the money, and how much fluctuation can you handle?
I am a certified financial investment specialist (Geprüfter Finanzanlagenfachmann IHK) and have passed the expert examination for financial investment brokerage under § 34f GewO. Together we look at what you want to achieve and how much leeway you have. For specific investment advice I put you in touch with a licensed partner. Investments can lose value.
What damage can result from your work, your products or business decisions?
For which business disputes do you want to cover the cost of legal support?
We look at your business assets – and at the financial consequences if an insured loss brings operations to a halt.
What happens if your IT goes down or data falls into the wrong hands? We look at emergency support and the financial consequences.
Which benefits suit your team? We discuss their value and how to make them visible in job ads and interviews.
Which vehicles does your business use, and what do you transport with them? We look at vehicle and cargo together.
When customers don’t pay or guarantees are needed: we look at how your business stays financially able to act.
The examples are meant as orientation. Some benefits can be combined in one contract. What is actually covered depends on the chosen tariff and the agreed modules.
Planning a mortgage or loan? I’m happy to put you in touch with a licensed financing partner.
HOW A CONVERSATION WORKS
Just tell me what it’s about. You don’t need to gather any documents beforehand. We clarify what I need during the conversation.
We talk about what you want to clarify and what has changed for you. Then I tell you which documents will be helpful for the advice.
I look at what cover you have and what it costs. If I suggest a change, I explain the reason and the possible downsides.
I explain my recommendation and answer your questions. If something changes later or you have a claim, you can come back to me.
Both my parents worked in the insurance industry – insurance was practically part of the family. So I dealt with numbers, money and protection early on, long before I chose my own career path.
I bring many years of experience in insurance and financial advice. Today I work as an independent insurance broker and am building up my own practice, kaiserlichberaten. As a broker I work on your behalf and compare offers from different insurers. I also support you with questions about investing and building wealth. I am a certified financial investment specialist (IHK) and put you in touch with a licensed partner for specific investments.
As an entrepreneur, I also deal with taking over and continuing existing businesses myself. That’s why I know how many questions come up before such a decision. I bring this perspective to conversations with self-employed people and business owners.
It matters to me that you understand what I recommend and why. If anything remains unclear, we talk about it again. And if I need to research an answer first, I tell you so.
IN CASE OF A CLAIM
That’s exactly when you shouldn’t be left alone with forms and deadlines. Get in touch with me – I handle the communication with the insurer and support you until the claim is settled.
Many insurers require you to report a claim without delay. Call me or send a WhatsApp, even if you don’t know all the details yet.
Take photos, note the date, place and people involved, and keep receipts. Don’t throw away damaged items until we have clarified whether the insurer wants to see them.
I report the claim to the insurer, tell you which documents are still missing and keep you up to date.
If people are in danger, call the emergency number 112 first. After a burglary or theft, please report it to the police.
FREQUENTLY ASKED QUESTIONS
You tell me what it’s about. I ask questions and tell you which documents I need. Then we agree on the next step. Your request does not commit you to taking out anything.
Yes. The whole advice can be in English (or Russian). Insurance contracts and official documents in Germany are in German – I go through them with you and explain everything, so you know what you sign.
No. I first look at your existing contracts. If they suit you, there is no reason to switch just because of a new consultation. If I recommend a change, we discuss the pros and cons.
Yes. We can talk by phone or video. Just say in your request what you prefer.
For contracts I arrange, I usually receive commission from the respective provider. It is included in the premium. Before you instruct me, I explain which remuneration applies to your advice and whether there are any further costs. Details are in the initial information.
Call me, send a WhatsApp or email, or use “Request a call”. There you choose your topics, enter your name and phone number or email address and send the request directly. You can also book an appointment online: by phone, video or in person in Dresden.
GET IN TOUCH
Call me or write via WhatsApp or email.
A few sentences about your question are enough.
Based in Dresden · by phone & video all over Germany · English, German, Russian